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A lot of people have been hearing more and more about these things called prescription discount cards. And if you have gotten an e-mail about them, delete it, because it is almost certainly spam of some kind. But prescription discount cards are for real — don’t think that you can’t get a decent amount of money off of your prescription drugs costs by having one. And in fact, this can actually be the best way to get your prescriptions if you’re in the Medicaid “donut hole” that people inevitably fall into. It is kind of ironic, that you end up paying the most when you actually need it the most.

With a prescription discount card, your prescription medicines cost you significantly less if they are covered. In some cases, these can be savings of 20 percent or more — and if you have to pay $300 a month or so, that can be a little something. Obviously, you won’t get rich on these discounts, but it can be a nice way to avoid living in the poor house. After all, every dollar you save on your prescriptions can go into something that is more important to you actually having a high quality of life — survival for its own sake is kind of a lame way to live, after all.

With a prescription drug card, all you have to do is go to a pharmacy where its benefit is honored, and the process becomes pretty easy. A lot of different pharmacies even have their own Prescription discount cards on offer, if you happen to meet their particular eligibility requirements. And from that point on, all you have to do is have your doctor’s office phone in your prescription, and pick it up just as easily as you’d get a newspaper or a cup of coffee.

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